Find the Healthshare Plan that’s Right for You!

Healthshare plans are a typically lower cost insurance coverage alternative that involve members contributing money to cover each other's medical expenses, often with specific eligibility criteria and exclusions based on the organization's guidelines. These plans were designed for occasional doctor visits with additional coverage for unforeseen events.

Note that each one of the plans listed below lists an UA—Unshareable Amount. An UA is the most you’ll have to pay for healthcare services during your plan period (per incident). Once you meet your UA, that’s when your costs start being covered.

ShareWELL Co-Pay

The ShareWELL Co-Pay Plan has low Co-Pays for services such as doctor office and specialist visits, preventative care with no deductible to be met. This design is for individuals and families that have the occasional doctor visits and want the peace of mind knowing they are protected for the unforeseen events.

*UA - Unsharable Amount

Pricing Section

Plan Rates

Plan Type Rate
Member Only
Member & Spouse
Member & Child(ren)
Member & Family

ShareWELL Preventive

The ShareWELL Preventive Plan was designed to offer a level of protection for the unforeseen events such as surgery, prolonged hospital stay, cancer, or any illness that could make a financial impact. This plan does offer access to doctors through a telemedicine service 24/7 via your phone.

*UA - Unsharable Amount

Pricing Section

Plan Rates

Plan Type Rate
Member Only
Member & Spouse
Member & Child(ren)
Member & Family

UA - Unsharable Amount

An IUA is the most you’ll have to pay for healthcare services during your plan period (per incident). Think of it as your safety net in the event of a major health problem.) You have a max of 2 incidents where you pay the UA in a 12-month period. Unlike a deductible or traditional max-out-of-pocket, the UA does not reset until you are symptom-free for 6 months.

Getting the coverage you need at a price you can afford can be tough. Choosing the right health plan can feel overwhelming. Real is committed to delivering the help you need.

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